Need Bonds: Part 1 - Automated Walk In Supermarket Bond

Need Bonds: Part 1 – Automated Walk In Supermarket Bond, Forming Cooperative Bonds

Written By Abdun Nur

PART ONE

The Supermarket is NOT Open to the Public ‘At All’- The Supermarket is Only Accessible by the Bondsmen Within the Need Bond

A procurement bondsmen can enter the secure supermarket, even accompanied with his family, the supermarket is not open to the public at all, using your voice scan allows access, just grab your shopping from the supermarket shelves like a normal supermarket.

Self checkout means no cashiers and no lines slowing down the process of shopping, so the shop is speeded up, it also reduces the labour costs and allows far more products lines to be available on the shelves, compared to an online supermarket which is comparatively labour intensive. The main labour for online is in the picking of items across a large product range, which is time consuming and hence expensive, this effectively precludes the online model unless, as a separate service, paid on demand by the end user.

Smart trolleys could be developed, where as each item is placed into the shopping cart its scanned by the trolley, which has a display listing all items, prices and gives access to detailed product specification and ingredients, even information about the manufacturer and their methods etc., it could also identify the location of products within the store when a search is entered. Items placed into the cart could also be weighed, using a sensor to double checks purchases. Alternatively a self checkout at the end of the shop could be used.

If anyone steals from the supermarket, they are identified and banned from the bond, if the thief is only accompanying the bondsmen, it is the bondsmen that brought the thief into the supermarket, so it is the bondsmen that is banned from the bond, they carry the responsibility for those they bring. Bondsmen are monitored through the computer tracking system within the store. On entering the store each user could be weighed automatically with a floor sensor and they could be again weighed on leaving the store with the products they are leaving with, to check the honesty of their self check out.

When all your shopping is complete and you’ve used the self check out, you simply walk out of the store with your shopping, the payment is through the advancing platform using the cryptocurrency, no fiat money is used or accepted. The computerized system tracks all purchases, which can be examined through an app on your phone or computer, to check items and prices, in a virtual shopping cart, and your online account is debited when you leave the store.

If you have any issues or questions in the store, that the trolley software cannot answer, the supermarket would be constantly restocked by the shelve stockers, who would help shoppers on request.

This type of supermarket has no cash involvement, which is perfect for an advancing cryptocurrency model, making it entirely separate from the corporate government mafia and the banking system.

It requires minimum labour, a large supermarket needs only a buyer, goods collecting and delivering to the supermarket and the shelves stocked, requiring a fraction of the labour of an online supermarket model, and so reduces costs further. It requires no advertising, special offers, lost leaders, or product marketing, removing these costs, with all goods being sold at 10% above bare costs, to cover, deposit guarantee, maintenance, wastage and thefts, and potentially symbiotic cooperative development.

Because the cryptocurrency is linked to the fiat commodities market to determine the true value of fiat in real time, when exchange is made, the prices of goods in the supermarket do not fluctuate, only if new symbiotic cooperatives develop that lower the cost of goods would the prices alter.

This model allows any number of bondsmen access to supermarkets, who do most of the labour themselves, of selecting items across the store, which is the expensive aspect of an online model, so a large store would require only HGV drivers and shelf loaders/store cleaners and buyers once set up, so a single cooperative of 16 could run the whole system for 8 hours a day, this allows higher hourly earnings for the cooperative bondsmen servicing the supermarket and lower shopping bills for the procurement bondsmen. Symbiotic cooperatives could be created within the store if desired, cafe, bakery, butchers, etc.

The maximum number of bondsmen in any cooperative bond providing a service, is 16 (no employees). If for example you wanted a 24 hour, 7 day a week supermarket, then you would need several cooperative bonds servicing the same infrastructure provided by the parent bondsmen. The reason cooperatives are always small is because people work best in small teams, it reduces conflicts and builds common unity, after 16 this usually falls apart, and so the maximum must always be no more than 16.

If the consensus was a 34 hour working week (each unskilled bondsmen earning £680 – £850 a week), then 5 separate cooperative bonds would need to be formed, each with enough bondsmen to provide the service, up to 16 members. The rotation of the bonds would be either worked out logically, or determined between the groups.

The average supermarket worker (2020) earns £7.60 a hour

The average supermarket manager earns £12.17 an hour.

The minimum wage anyone should earn is £20 – £25 an hour (at present values as the cryptocurrency is none inflationary), and this would be the base rate for all unskilled workers involved in any cooperative.

8760 hours a year, with, in this example, 16 bondsmen working every hour, is 140,160 worked hours a year, that’s £2,803,200 min. annual labour costs.

With 20,000 parent bondsmen using the cooperative, that would be £140 – £175 a year per shopper, if the average shop is low at £3000 annually, with 10% added to the base cost of goods, £300 per parent bondsmen would be generated through purchases, allowing the earnings to be easily paid, the refundable deposit serviced, waste and theft covered, and new symbiotic cooperatives to be funded

A supermarket would generate enough, through the added 10%, above the cost of goods, to cover the annual cost of the supermarket cooperative bondsmen earnings, which would normally be a cost added annually paid by the parent cooperative bondsmen for providing the service, but that would only be for cooperatives with less acquisition of goods or services, that would generate amounts great enough to cover costs above maintenance, waste and theft.

Product Range

Products are determined by demand from bondsmen, new products requested then sourced by the buyer and presented online to be reviewed and demand determined. All products supplied by the supermarket are required to adhere to the duty of care inherent within reciprocal bonds, meaning they cannot be GMO, pesticide, sweetener, herbicide, chemical toxin, heavy metal laden, etc.

The need for a large selection of the same product, manufactured by different companies, for example cornflakes, wouldn’t be needed, the best organic cornflakes would be found and sold at cost plus 10%, providing the highest quality, and at a lower cost than the lowest priced corporate supermarket brand.

Profit (Usury) is Removed from the System

2018 revenues of the top four supermarkets in the UK:

  • Tesco made £2080 million profit (gross sales £45000 million UK – global £63911 million)
  • Sainsbury’s £635 million profit (gross sales £28456 million)
  • Asda £ 712 million profit (gross sales £22200 million)
  • Morrisons £374 million profit (gross sales £1723 million)

Total £3801 million profits (Total sales £97379 million)

Allowing for creative accounting, profits would be considerably higher than those declared.

UK Population 12.9 million families = £7549 per family annual avg. spend (avg. family income £48044)

UK companies supplied just under 50% of the food consumed in the UK. Foreign workers on farms and plantations that supply big UK supermarkets are being subjected to poverty and human rights abuses, according to Oxfam.

The monopoly of the 4 Conglomerate corporations that own 96% of all global corporations dictate production, allowing a small group of criminally wealthy parasites to impose contaminated foods and demand uncontaminated food be labelled as organic and require certification, while they hide the contaminated foods, genetically modified, chemically enhanced, pesticide and herbicide soaked foods as widely as possible, even seeking the corporation of government legislate upon the enslaved populations to impose toxic products and either ban or heavily tax less toxic ones. An example of this being soft drinks in the UK, now either completely sugar free, or mainly sugar free with the neurotoxic excrement of bacteria used as the sweetener.

The supermarket monopoly in the UK allows high prices and restricted and dictated choice of goods.

When a new supermarket is built the corporation gains the money from a bank credit, created from nothing, with fees and interest attached; a £5 million loan at 6% would, after 20 years, cost around £10 million. The loan is used to pay the costs of building.

The construction contractors add profits of around 30% to 50% on top of all real building cost, all companies involved in construction must pay value added tax presently set at 20% in the UK, along with taxation demanded by the government mafia on all materials, labour, and fuel. Government fees to allow planning and to oversee construction are demanded, to check work is within the policy of the corporation government mafia. The utility corporations demand large sums to allow the super market to connect to the utility infrastructure of water, sewage, telecommunications, highways, gas and electricity. And the cost of parasitical accountants who must oversee all costs and supply the state mafia with proof the supermarket, construction companies and material providers have paid all demanded extorted taxations. All material suppliers are liable for the same taxation costs on all labour, profits and material including value added taxation, on top of this the cost of licence is imposed on many suppliers by the State mafia. All these costs added to the actual cost are ultimately passed onto the end users of the supermarket.

The UK Population 12.9 million families = £7549 per family annual avg. spend (avg. family income £48044) (not taking into account smaller supermarkets like Aldi, Netto, Co-op, etc.)

A modern supermarket build is a large investment, an example is in Bicester, a 63,000 sq ft Tesco store with a restaurant, eight-pump petrol filling station, and 600-capacity car park

The cost of land (2020) varies, lets for this example say the land costs £1 million to by the deed of tenancy from the government mafia, and then make the deed void by forming a substantive allodial reality, through unregistration and the establishment of multilateral bonds of behaviour sealed by every implementing bondsmen and acknowledged by all those with connected physical borders to the land.

Average cost (corporate) of build £40.45 per square foot 63000 X 40.45 = £2,548,350

Car park construction cost approx. £8 sq ft (65,040 sq ft =600 car capacity) = £520,320

Fitting out a supermarket with walk in freezers, display freezers, racking in warehouse and display racking in supermarket, security systems, checkouts, trolleys, etc. approx. £1 million

Stocking the Supermarket £500,000 (this is a separate advance from the platform guaranteed through sale not by the bondsmen)

This means to create a walk in supermarket would cost approx. £4 million or more. If we round it up with HGV vehicles, trailers, fitting out the store and other setting up expenses to £5 million.

The first symbiotic cooperative bond the parent cooperative could create, could be a construction cooperative bond, this would reduce the cost of building and increase the quality.

Using advancing cryptocurrency to create the bond, allows people to join without any resources, simply on the strength of their deferred guarantee of repayment.

For example if the bond requires 1000 bondsmen to join before it is initiated, and the projected cost is £5 million, then the refundable deposit would be £5000 each, but this requires only a guarantee, no actual payment, the advance of £5 million is generated by the platform as an advance, meaning they only guarantee the repayment of the advance, proportionately to the number of bondsmen in the bond, and this would be deferred, the refundable deposit being drawn from the added 10% on the cost of goods within the market, spread evenly over 20 years or more.

As the supermarket gains use the amount required for the deposit per bondsmen lowers, so when 2000 bondsmen are in the bond, the deposit is £2500 per bondsmen, when 20,000 bondsmen are in the bond the refundable deposit guarantee is £250 per bondsmen and so on, this means as a 20 year investment it would cost £12.50 a year.

If the bond continues to grow and 30,000 bondsmen have joined the bond the refundable deposit would dropped again to £166 per bondsmen, and so on.

The average number of customers using 1 Morrison’s supermarket in the UK is 22,000 with a total average of 73 full time employees servicing each, 24 hour, supermarket directly, so in the example we present 80 bondsmen as doing the same, but with self check out and trolley return, and free of unnecessary management structures which drain both motivation and resources.

To reiterate, the supermarket example has 10% added to all goods purchased, to service earnings of the bondsmen, the repayment of the cost of the creation of the bond (refundable deposit), maintenance, depreciation of equipment (used for replacement of equipment) and depreciation of infrastructure, theft of goods and wastage.

Once these costs have been met, the excess, if any exists, is used to form symbiotic cooperative bonds to further reduce the costs and increase the quality of goods or services, as dictated by the individual, other wise any remaining funds are reimbursed to the source bondsmen.

The system tracks the amount paid by each individual of the 10% paid above costs, and when you leave the bond the full amount that the individual has contributed either directly or through purchases, after the cost of maintenance, theft and wastage is deducted, is refunded to the bondsmen, this amount is drawn from the contributions of other bondsmen paying 10% above the costs. Alternatively you can transfer your deposit to a complimentary supermarket bond.

If a cooperative fails, due to greed, poor quality service, or the need no longer being required, as for example a new technology replaces the old, the cooperative bondsmen, that for example manufacture chocolates for the supermarket as a symbiotic bond, have at the outset, when joining the bond, guaranteed collectively a 20% deposit of the total value of the infrastructure and equipment invested by the parent cooperative bondsmen that formed their cooperative. This 20% is the protection for the deposits of the bondsmen of the parent cooperative, and is used to repay the deposits in combination with the sale of the infrastructure and equipment, or if the service or goods of the bond are still in demand, the 20% is used to contribute to the establishment of a replacement cooperative bond with people considered more able to fulfil the function required, and these replacements then repay the 20%, or part thereof (if the departing bondsmen caused damage or loss), to the departing bondsmen.

The servicing bondsmen providing the labours within a cooperative, do not provide the infrastructure or equipment, that is funded by the parent cooperative bondsmen who need the service.

Each servicing bondsmen must contribute proportionately towards a guarantee of 20% the value of the refundable deposits used to form the infrastructure of their cooperative, if the bondsmen cannot pay their portion of the 20%, then they contribute a small part of their earning towards its payment until it is fully funded within a predetermined time frame. This means the bondsmen has a vested interest in providing goods or services that maintain demand, this encourages quality, innovation and cooperation.

The cooperative supplying goods and services exists for the benefit of the parent bond only, they have a closed bond, meaning they do not need salesmen, advertising, promotions, or to cut corners on production to increase profits. They can only provide service to the parent bond or similar independent bonds created on the platform at other locations. If another bond wishes to share the service of a cooperative bond they refund part of the refundable deposit back to the bonds already using the cooperative, so all contribute proportionately to use.

This model serves both the provider of goods and services and the consumer, as it removes all parasites of management and owners, employers and profits, rental, debt interest and taxation, effectively four of the five forms of usury, when the land is held allodially by a community it removes all 5 forms of usury.

While it increases quality, increases earnings considerably for those creating the goods and services, and reduces the costs considerably to the end users. The more elements provided for a cooperative that manufactures goods or provide services through other symbiotic cooperative bonds, the cheaper and higher quality the goods and services.

For example, a chocolate manufacturing cooperative requires packaging, a symbiotic cooperative could grow hemp, process it into paper, and provide the printed packaging required for that, and many other cooperatives.

Symbiotic Cooperative Generation

As the concept expands outwards, and more elements supplying the individual cooperative are provided by other cooperatives, the costs reduce concurrently, and the quality increases, while all the generators of those goods and services gain far more for their efforts within a local community. No need to worry about exploitation, or contamination with GMO’s, chemical additives or unhealthy processing methods, because every bondsmen has agreed, by joining the bond, to the inherent duty of care binding every soul to every other. It is a cooperative of equals, without any employees, working for a common purpose and all invested in that challenge, it’s not a job its a commitment to help and build common unity, both within the cooperative itself and the community at large.

If demand for a supermarket exceeds the ability of the cooperative to service the volume of bondsmen, a second supermarket bond could be generated at another location to share the burden, there would be no reason all procurement supermarkets couldn’t be shared by all bondsmen of any procurement supermarket bond, as long as they were using the same advancing cryptocurrency platform.

Once a second procurement bond is created locally, all the symbiotic cooperatives developed by the first procurement bond, could be used to supply the new procurement bond, and vice-versa. The new supermarket bond would itself, once it has grown in attached bondsmen, apply their refundable deposit towards more cooperative bonds, this allows more symbiotic cooperative bonds to be initiated, providing a benefit to all local bonded supermarkets.

Several cooperative bonds can be created by the procurement bond to further lower product costs, a few examples:

  • Bakery Cooperative Bond
  • HGV Supply Cooperative Bond
  • Butchers cooperative Bond
  • Farmers Cooperative Bond
  • Confectioners Cooperative bond
  • Cooked Fresh and Frozen Foods Cooperative Bond
  • Etc.

The more the procurement bondsmen helps to develop attached local cooperative Bonds, the lower the cost of goods, the faster collection and so fresher the product, the higher the quality of goods rises and those who create the goods receive 100% of the fruits of their labours. The local community is not drained of resources but is fed and grows keeping the wealth locally not drained away by parasites.

To create these bonds requires nothing more than to guarantee to at some future point to repay a refundable deposits attached to the procurement bond, so this increases the investment each bondsmen contribute to their own community, they fund it through use, they are invested, it is partly theirs. This will develop local community, and in a positive cycle encourage ever more bonds to form.

The extortion of taxation is linked to the fiat debt certificate and banking system, using the advancing cryptocurrency within a closed bond (not open to the public) there is no need to pay the agents of the corporation of government mafia taxation as there is no profit at all. Using a closed bond allows some to be excluded from the bond, such as civil servants, military, police, lawyers, politicians, all usurious parasites and all psychopaths as these parasites and extorters are proven corrupt.

Bond members are free to leave at any time, both the ones seeking the goods and services and those within cooperatives providing them, and either they may join a bond that provides a better service or opportunity, as opportunity allows, or simply abandon the cooperative as they wish.

A bondsmen may die, so their deposit is reimburse to their inheritors.

Recycling

The goods within the supermarket would be sold at cost plus 10%, presently supermarkets waste around 40% of perishable goods, within this model that could not be allowed, and solutions to that waste would have to be developed, for example creating symbiotic cooperative bonds that would utilise the perishable goods before they became waste, making cooked, pickled, fermented, and baked goods to sell in the supermarket, as a form of recycling. And when recycled perishable goods reach their half life, freeze them and sell them as frozen goods; for example a cooked fruit pie stays fresh for 2 days, after the first day, if it remains in the supermarket it’s frozen, and sold as a frozen fruit pie.

To make the frozen goods more appealing, the added cost of perishable goods is greater, adding 10%, while the added cost to frozen goods is sold without the added 10%, this allows a saving to be gained from using the recycled goods, it also offsets the inherent risk of wastage from perishable goods.

Because the goods in the super market are sold at cost, all enjoy the savings of buying in large volumes from the present corporate suppliers (until cooperatives can be formed to replace them), and the service costs of the supermarket are a separate annual cost, goods are more likely to be sold, additionally using the cryptocurrency allows people to buy without taxation or profit (the interest demanded for the use of capital), or debt interest on loans, rental on property.

I will reiterate, an important aspect of the closed bond is exclusivity, it is only open to the procurement bondsmen that have invested a refundable deposit in its creation, and only those not working against community may be a part of that bond. For example, civil servants unless none oppressive like firemen or hospital workers would be excluded from the bond, if they work violently for the corporation of government mafia, such as in the military or the police, they would be permanently excluded from the bonding system, even, for such violent oppressors, when they no longer work in that job.

The bonding system excludes all psychopaths, politicians, banking executives, multi-millionaires or above, those who oppress those around them through the imposed monopolies of usury cannot be a part of an alternative to that oppressive abuse. This is done through the reciprocal bond itself, which is a written agreement. In the case of joining the closed bond software platform, it is a multilateral reciprocal bond, and this bond is sealed with a physical imprint, of thumb, a voice scan and ear scan to join (no legal identification), with two witnesses to that agreement who are also stored on the platform, because if the bondsman is proven to have lied, all three are banned from the bond, the bondsman and his two witnesses.

The bonding model weakens the usury monopolies, it can be applied to any aspect or service of community. If people get behind the development of the bonding platform, it creates a skeleton framework to build any reciprocal bond, ideally people would get behind the creation of the foundation of the software concept. A 100% advancing cryptocurrency, which maintains a fixed value linked to the commodities market within a closed bond, no fees or interest, P2P, key pair encrypted, polycentric, free of constructed legal fictions of person, legal name, etc., please consider contributing to building the software platform.

Supermarket Bond Structure

A bond is created by the utilisers not those with a monopoly on capital, collectively the bond allows any service to be created as people create what they need free of usury, reducing costs increasing quality and increasing the earnings of all involved through providing that service. All bonds are closed, meaning not open to the public (corporations), only bondsmen can access the services of the bond they have contributed towards creating.

Instead of seeking the lowest priced supermarket, the procurement bond members source the lowest prices and add nothing to the bulk saving, you pay the proportionate cost consumed, proportionately of the whole plus 10%. The only added cost is the labour, overheads and materials used in delivering that to you.

Like all procurement bonds it has two parts, the refundable deposit and the direct cost from utilisation.

The procurement bond members request products from the cooperative procurement bond, only restricted by contamination. The bond cannot supply pasteurized, carbon-monoxide treated, bleach dipped, heavy metal contamination, genetically modified or heavily pesticide, herbicide, insecticide, or toxic chemical laced or laden foods, or products allowing toxins that the body will come into contact with and absorb, these would break the inherent duty of care reciprocally incumbent on every soul.

Further restrictions of supply can be imposed such as animal treatment, production methods etc. as determined through the consensus of the procurement bond members, all supplier information would be available open source to all bondsmen.

The cost of testing a new product would be a shared cost funded through the 10% excess added to payments. And as the concept spread and more procurement bonds developed a cooperative bond could be created for testing products and sharing the information freely with all procurement bonds.

The cost of any products procured, but that disappears (stolen), without a procurement bondsmen buying them, is born by the supermarket cooperative bond members as an equal burden not the parent bond, to reiterate, if a thief is within the supermarket cooperative bond, it’s a cost born by the whole supermarket cooperative not the procurement bondsmen.

A modern supermarket throws away around 40% of all fresh produce, this inflates the cost to the consumer and is an extremely wasteful system. They reduce the waste by using some of this waste in prepared foods, for example in the supermarket restaurant or the cooked foods counter.

Supply on demand of fresh produce from suppliers, without the need for display of produce, only in warehouse weighing and packaging, reduces waste.

Most people have a set weekly shop with slight variations, about 80% of products shoppers buy, they buy every week, so this could be anticipated with software to have the produce stocked in advance with little to no waste.

Even collection and distribution to the procurement bondsmen daily if possible dependent on suppliers, this is a logistics system, the management of the flow of things between the point of origin and the point of consumption to meet requirements of bondsmen, and with good organisation and working as much as possible towards the creation of local cooperative suppliers, will reduce costs.

The suppliers are paid on collection or even, if trusted, in advance upon shipment through an advance on the platform, this advance is then refunded when the consumer buys it.

Returned goods due to fault are returned to the supplier and refunded or replaced by them at their cost.

If you would like to contribute towards the further development of this software concept, please use the links below:

Bitcoin: 1AJbuwae13x3qVv1UALB6WnMafGEnuu2Yc
Paypal: abdun@hotmail.co.uk

Link to Part Two

“Those who expect to reap the blessings of freedom must, like men, undergo the fatigue of supporting it.” Thomas Paine